Carl Spiteri

Carl and his team did an excellent job and got our loan fully funded on an extremely short closing timeline. Carl is extremely knowledgeable and made himself available at any time to advise about loans, interest rates, and the market to make sure we felt comfortable with our decision.

– Mike G from San Diego, CA — via Zillow

Carl Spiteri and his team did a great job. In the real estate market today finding a lender who can get you prequalified and close in a short time is critical. Carl and his team helped me with every step in the process and there were no surprises. I would highly recommend Carl and Benchmark Mortgage.

– Eric Rhea from San Diego, CA — via Zillow

Carl and his team are wonderful. They helped me navigate the home mortgage world as a first time buyer and were responsive, informative, kind and thorough every step of the process. Carl was available to answer any and all questions. The entire process was seamless and our escrow officer went out of her way to mention that this was one of the smoothest (and happiest) closing processes that she’s experienced. Thanks team Benchmark!

– Jonathan from La Mesa, CA — via Zillow

Carl and his team were diligent and professional. Carl is knowledgeable of infill housing (2-4 unit) and ADU’s and how nuanced take out loans can be for these types of projects. Don’t waste time with others that pretend to know what they’re doing or haven’t worked on these types of projects.

– Ojay pagano from San Diego, CA — via Zillow

I’ve worked with Carl Spiteri several times over the past ten years or so – from simple phone consultations to two refi’s. Carl helps you make the best decision for you. I never felt pressure to make a move. Carl advocated waiting for conditions to become better before moving forward with my first refi. He laid out all the possible scenarios and allowed me the space to give him a call when I was ready. His team are all very professional and courteous. Carl is the first person I call when considering any financial decision concerning my home.

– garysosa from San Marcos, CA — via Zillow

This was the easiest refinancing process I’ve completed in 30+ years! Carl Spiteri/Benchmark Mortgage’s fully automated process was a breeze. Everyone at Benchmark is professional and service oriented!

– Dominick Fiume from San Diego, CA — via Zillow

Carl goes above and beyond for his clients. My entire family uses him when it comes to purchasing houses and I’ve recommended him to every single friend who is considering becoming a homeowner. You won’t find someone who work s harder for you!

– Jenna Selby from San Diego, CA — via Zillow

Great experience working with Carl and his lending team! His prompt communication and guidance put us at ease throughout the financing process. Able to close our loan in less than a month, Carl and his team made our purchase seamless – top notch lender in San Diego, highly recommended!

– Lee from Oceanside, CA — via Zillow

Carl and his team were great to work with. Carl walked us through the process, and was available whenever we had questions. Buying your first home can be an intimidating experience, but Carl and Benchmark made the process smooth and as easy as it could be.

– pat puccini from Chula Vista, CA — via Zillow

Carl Spiteri makes closing on a house a seamless and smooth process. He made sure we understood every step so there were no surprises. Carl and his staff are very attentive to their clients. I wouldn’t go anywhere else if I ever need to refinance or buy property.

– rrhafner from San Diego, CA — via Zillow

Carl Spiteri was absolutely fantastic. We would highly recommend him and the Benchmark Mortgage team for all financial needs. Thank you Carl, we loved your work and appreciated your time with our mortgage requirments.

-Gretchen G., December 3, 2018 

Carl and his team are great; we’ve purchased a home and refinanced through him and each transaction went smoothly and closed on time. My only regret is that we didn’t obtain our loan with Carl for our first home!

-Stephanie R., March 25, 2018, , Yelp.com

The service was great! All of our questions were answered thoroughly and the process was relatively easy. Carl and team were very nice and informational through the whole process.

-Mattison T., March 7, 2018

Your service was fast and efficient. You and your team answered all of the questions we had which helped make our experience go smoothly.

-Sean T., March 7, 2018

Financing our new home could not have been easier. Carl, Dorie, Nina, and the Benchmark team made us feel well taken care of, and put us at ease every step of the way.

-Sandra Y., March 5, 2018

Benchmark Mortgage made our first home-buying experience quick and efficient. Within minutes of talking to Carl, we had an idea of how much we would be approved for and were able to start searching for the perfect home. The whole team at Benchmark kept us informed at each step of the process, answering any questions we had along the way. Thank you to the entire Benchmark Mortgage staff. We love our new home.

– Kenneth F., March 2, 2018

We just closed on our loan working with Carl and his team at Benchmark. Although this wasn’t our first home purchase, it might as well have been since it’s been 25+ years since we last purchased.Needless to say, things have changed and the level of documentation was surprising. Working with Carl, Dorie, and Nina was straightforward. We started early, before we had even found our home (and would recommend this approach). With every step of the process we were notified by text and email, showing our progress. If we had a question that the staff could not answer, Carl would return our call even after-hours.They made us feel welcomed, and the loan process personal even though we had to remind ourselves that we certainly weren’t the only people they were working with. We wouldn’t hesitate a minute to recommend Carl and Benchmark for their home purchase.

– Dana O., February 22, 2018, Yelp.com

Carl and his team are amazing! We have had a lot of our clients work with him and they are always so pleased! My family and myself have also had Carl do every one of our purchase loans and refinances!! I highly recommend Carl and his team!

– John S., February 22, 2018, Yelp.com

We worked with Carl and his team at Benchmark in purchasing our first home. They were very accommodating. They helped settle our fears and anxieties on our first mortgage. Very professional.

– Leland F., February 20, 2018, Yelp.com

Carl and his staff were very nice, professional and punctual. Made the overall escrow experience smooth.

– Paul W., February 13, 2018

Carl is wonderful and clearly explained each step of the home buying process along the way.

– Alistair W., February 1, 2018

Very easy and pleasant to work with. Always took the time to answer my questions and went above and beyond to help us close quickly.

– Monique H., February 1, 2018

“They are as they claim, transparent. Walk you through every step of the process, answer the phone, make time for you, act in a professional manner and they really opened our eyes to the process. I had one hiccup in the estimated timing of closing, but they made it right…immediately. Which to me, shows they are the real deal. When purchasing our next property, they’ll be the only call I make…and our tremendous realtor.”

– Diane C.

“Carl provided a much higher level of service than a typical mortgage broker. He also showed us how we can maximize our assets and create wealth for my family. I feel really good about my financial future, which isn’t something I’ve ever felt very satisfied about before.”

– Jessica F.

“Carl, did an exceptional job in customizing my loan. He and his staff very efficiently handled the collection of all the necessary documentation.”

– Kory W.

“Another painless transaction! Smooth as silk…thanks much!”

– Keith S.

“Liked the program and the staff. They made me feel at ease when I was at an all-time stress high.”

– Maria S.

“Service was Excellent!”

-Donald & Diane H.

“My experience was easy and very low stress.”

– Jerome J.

“I did get a lot of useful information I can use today out of that meeting. And the continuation of what I learned via their web site will be very helpful. This was great.”

– Debra H.

“Angelo and I have and will continue to refer you to clients. It’s rare to find someone who is so efficient! Thank-you.”

– Deborah B.

“Carl was very flexible and giving of his time. You never feel rushed to make a decision and they will always explain in detail any questions that may arise. We took their advice and have had the most wonderful transition to our new home.”

– Tiffany & Kevin S.

“A first rate operation! Good job and thanks!”

– Karen J.

“He delivered the goods–no gimmicks.”

– Charlotte H.

“Friendly and accommodating.”

– Jill C.

“We want to send you a simply note of thanks for your financial assistance. We realize you have many clients, surely a testament of your unbridled commitment to customer service.”

– James & Kathleen S.

“It couldn’t have been easier or more efficient!”

– Denny K.

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